Accreditations

The Executive Wealth Management team is committed to continuous improvement and continuing education as we seek to elevate every client’s investment experience.

Accreditations* Among EWM Team Members

The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 71,000 individuals have obtained CFP® certification in the United States.

To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:

  • Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP®  Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP® Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;
  • Examination – Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real-world circumstances;
  • Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and
  • Ethics – Agree to be bound by CFP®  Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals.

Individuals who become certified must complete the following ongoing education and ethics requirements to maintain the right to continue to use the CFP® marks:

  • Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and
  • Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP™ professionals must provide financial planning services in the best interests of their clients.

CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP®  Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification.

The CERTIFIED FINANCIAL PLANNER™ , CFP® and federally registered CFP® (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner™ Board of Standards, Inc. (“CFP®  Board”).

Reference: Sample Explanation of CFP Certification for Form ADV Part 2. https://www.cfp.net/-/media/files/cfp-board/career-and-growth/market-yourself/language-for-sec-form-adv-2b.pdf?la=en&hash=02E76EB829239C0667B0E1F9603FBD63

For more information on our CFP®  - Certified Financial Planner™ accreditations, call or contact us at Executive Wealth Management today. 

The CFP® certification is a voluntary certification; no federal or state law or regulation requires financial planners to hold CFP® certification. It is recognized in the United States and a number of other countries for its (1) high standard of professional education; (2) stringent code of conduct and standards of practice; and (3) ethical requirements that govern professional engagements with clients. Currently, more than 71,000 individuals have obtained CFP® certification in the United States.

To attain the right to use the CFP®  marks, an individual must satisfactorily fulfill the following requirements:

  • Education – Complete an advanced college-level course of study addressing the financial planning subject areas that CFP®  Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). CFP® Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;
  • Examination – Pass the comprehensive CFP®  Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real-world circumstances;
  • Experience – Complete at least three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and
  • Ethics – Agree to be bound by CFP®  Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for CFP® professionals.

Individuals who become certified must complete the following ongoing education and ethics requirements to maintain the right to continue to use the CFP®  marks:

  • Continuing Education – Complete 30 hours of continuing education hours every two years, including two hours on the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and
  • Ethics – Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP®  professionals provide financial planning services at a fiduciary standard of care. This means CFP®  professionals must provide financial planning services in the best interests of their clients.

CFP® professionals who fail to comply with the above standards and requirements may be subject to CFP®  Board’s enforcement process, which could result in suspension or permanent revocation of their CFP® certification.

The CERTIFIED FINANCIAL PLANNER™ , CFP® and federally registered CFP® (with flame design) marks (collectively, the “CFP® marks”) are professional certification marks granted in the United States by Certified Financial Planner™ Board of Standards, Inc. (“CFP™  Board”).

Reference: Sample Explanation of CFP® Certification for Form ADV Part 2. https://www.cfp.net/for-cfp-professionals/professional-standards-enforcement/pre-2019-standards-of-professional-conduct/compliance-resources/sample-explanation-of-cfp-certification-for-form-adv-part-2

For more information on our CFP®  - Certified Financial Planner™ accreditations, call or contact us at Executive Wealth Management today. 

The ChFC® designation has been a mark of excellence for almost thirty years and currently requires nine college-level courses, the most of any financial planning credential. The average study time to earn the ChFC® exceeds 450 hours. Required courses cover extensive education and application training in financial planning, income taxation, investments, and estate and retirement planning. Additional electives are chosen from such topics as macroeconomics, financial decisions for retirement, and executive compensation. ChFC® designees must meet experience requirements and adhere to continuing education and ethical standards. The credential is awarded by The American College, a non-profit educator founded in 1927 and the highest level of academic accreditation.

Reference: GREGORY A. BITZ, CFP®, ChFC® | WBH Advisory. https://www.wbhadvisory.com/team-member-01/gregory-bitz-cfpr-chfcr

For more information on ChFC® - Chartered Financial Consultant® accreditations, call or contact us at Executive Wealth Management.

To receive the CLU® designation, individuals must successfully complete eight courses and exams, meet experience requirements and ethics standards, and agree to comply with The American College Code of Ethics and Procedures. Participation in the Professional Recertification Program is also required.

For more information on our CLU® - Chartered Life Underwriter® accreditations, call or contact us at Executive Wealth Management today.

Reference: Form ADV Part 2B

Individuals who hold the AAMS® designation have completed a course of study encompassing investments, insurance, tax, retirement, and estate planning issues. Additionally, individuals must pass an end-of-course examination that tests their ability to synthesize complex concepts and apply theoretical concepts to real-life situations.

All designees have agreed to adhere to Standards of Professional Conduct and are subject to a disciplinary process. Designees renew their designation every two-years by completing 16 hours of continuing education, reaffirming adherence to the Standards of Professional Conduct and complying with self-disclosure requirements.

For more information on our AAMS® - Accredited Asset Management Specialist® accreditations, call or contact us at Executive Wealth Management today.

Reference: CFFP Designations - Designations.

Investment Adviser Certified Compliance Professional (IACCP®) Program®
This certificate program is a professional education program granting the designation, Investment Adviser Certified Compliance Professional® (IACCP®), to individuals who complete an online and/or in-person instructor-led program of study, pass a certifying examination, and meet its work experience, ethics, and continuing education requirements.

The IACCP® certification program is designed to advance investment adviser compliance as a profession. IACCP® certification involves:

  • Value: A recognized designation among compliance professional peers
  • Timeline: 18 months to complete the program
  • Requirements: 15 required compliance courses, 5 elective courses, 2 years of work experience, submission of ethics commitment and assessment, and passing the IACCP® certifying examination
  • What You Earn: IACCP® designation NRS Education
  • Next Step: Continuing education requirements to maintain the IACCP® designation Education classes may be taken for compliance training purposes in addition to the pursuit of the certification designation.

For more information on our IIACCP® - Investment Advisor Certified Compliance Professional® accreditations, call or contact us at Executive Wealth Management today.

Reference: IACCP Training - Investment Adviser Association.

The CIMA® certification signifies that an individual has met initial and ongoing experience, ethical, education, and examination requirements for investment management consulting, including advanced investment management theory and application. To earn CIMA® certification, candidates must: submit an application, pass a background check and have an acceptable regulatory history; pass an online Qualification Examination; complete an in-person or online executive education program at an AACSB accredited university business school; pass an online Certification Examination; and have an acceptable regulatory history as evidenced by FINRA Form U-4 or other regulatory requirements and have three years of financial services experience at the time of certification.

Recipients of CIMA® certificates must adhere to IMCA’s Code of Professional Responsibility, Standards of Practice, and Rules and Guidelines for Use of the Marks. CIMA® designees must report 40 hours of continuing education credits, including two ethics hours, every two years to maintain the certification. The designation is administered through Investment Management Consultants Association (IMCA).

For more information on our CIMA® - Certified Investment Management Analyst® accreditations, call or contact us at Executive Wealth Management today.

Reference: Investments and Wealth Institute - Are You an Exceptional ...

The CPWA® designation signifies that an individual has met initial and ongoing experience, ethical, education, and examination requirements for the professional designation.

High-net-worth individuals have unique needs that can’t be properly addressed by an advisor with a basic financial planning background. The Certified Private Wealth Advisor® (CPWA®) certification program is an advanced credential created specifically for wealth managers working with high-net-worth clients.

Developed by the Investments & Wealth Institute®, the CPWA® program focuses on the life cycle of wealth—accumulation, preservation, and distribution. CPWA® certified professionals can identify and analyze the unique challenges high-net-worth individuals face and understand how to develop specific strategies to minimize taxes, monetize and protect assets, maximize growth, and transfer wealth.

Designed for wealth managers who advise high-net-worth clients, this program is open to those who have submitted an application detailing five years of relevant experience, and have completed the pre-study educational component.

Steps to Certification:

The CPWA® certification program requires that candidates meet all eligibility requirements.

  • Submit CPWA® Certification Program Application to the Investments & Wealth Institute®
  • Complete educational component
  • Pass CPWA Certification Exam
  • Sign Licensing Agreement and adhere to the Investments & Wealth Institute® Code of Professional Responsibility, Standards of Practice, and Rules and Guidance for use of the marks.

For more information on our CPWA® - Certified Private Wealth Advisor® accreditations, call or contact us at Executive Wealth Management today.

Reference: CPWA Certification - Certified Private Wealth Advisor ...

The CRPC® designation is a professional financial planning designation awarded by the College for Financial Planning. Individuals who hold this designation have completed a course of study encompassing pre- and post- retirement needs, asset management, estate planning and the entire retirement planning process using models and techniques from real client situations. Additionally, individuals must pass an end-of-course examination that tests their ability to synthesize complex concepts and apply theoretical concepts to real life situations. In addition to passing the CRPC® certification exam, candidates must complete sixteen (16) hours of continuing education every two (2) years.

For more information on our CRPC® - Chartered Retirement Planning Counselor® accreditations, call or contact us at Executive Wealth Management today.

Reference: CRPC Certification - Chartered Retirement Plannning Counselor ...

An Accredited Investment Fiduciary (“AIF”) is a program to assure that those responsible for managing or advising on investor assets have a fundamental understanding of the principles of fiduciary duty, the standards of conduct for acting as a fiduciary, and a process for carrying out fiduciary responsibility. The AIF designation is issued by the Center for Fiduciary Studies. Individuals who hold this designation have completed a training program encompassing the fundamentals of fiduciary responsibilities, organizing a client engagement for success, formalizing an investment strategy, implementing the investment strategy and conducting due diligence, and monitoring investment results, fees and providers. Additionally, once individuals have completed their training, they must pass an end-of-course, closed-book examination under a proctor’s supervision that tests on these subject matters. In addition to passing the certification exam, candidates must complete six (6) hours of continuing education every year.

For more information on our AIF® - Accredited Investment Fiduciary® accreditations, call or contact us at Executive Wealth Management today.

Reference: AIF Designation - Accredited Investment Fiduciary...

An enrolled agent is a person who has earned the privilege of practicing, or representing taxpayers, before the IRS. Enrolled agents, like attorneys and certified public accountants (CPAs), are unrestricted as to which taxpayers they can represent and what types of tax matters they can handle. Enrolled Agents advise, represent, and prepare tax returns for individuals, partnerships, corporations, estates, trusts, and any entities with tax-reporting requirements. Enrolled Agents’ expertise in the continually changing field of taxation enables them to effectively represent taxpayers audited by the IRS. To become an Enrolled Agent an applicant must pass the Special Enrollment Examination. This exam is a three-part exam that includes:

  • Part 1 – Individual;
  • Part 2 – Business;
  • Part 3 – Representation, Practice and Procedures.

All of the questions are weighted equally, and the test is graded on a bell curve so the number of students that pass is limited. A background check and review of tax compliance is conducted. The IRS also requires 72 hours of continuing professional education every three years. Enrolled Agents are required to abide by the provisions of the Department of Treasury’s Circular 230, which provides the regulations governing the practice of Enrolled Agents before the IRS.

For more information on our EA® - Enrolled Agent® accreditations, call or contact us at Executive Wealth Management today.

Reference: EA Designation - Enrolled Agent ...

The Retirement Management Advisor® (“RMA®) certification program is an advanced certificate program that focuses on building custom retirement income plans to mitigate clients' risks and to master the retirement planning advisory process, all within an increasingly regulatory environment.

The RMA® designation is issued by the Investments and Wealth Institute (the “Institute”). To be eligible for this program, individuals must be financial service professions with three years of relevant experience or acceptable designations who adhere to the Institute’s Code of Professional Responsibility. Individuals who meet this criteria are accepted into an RMA® training program encompassing an in-depth look at the retirement mindset, helping advisors create bulletproof plans throughout the retirement lifecycle, show advisors how to plan for and navigate through all stages of retirement, learning strategies to manage through all market conditions, and learning procedural application guides to help you create individualized roadmaps.

Additionally, once individuals have completed their training, they must pass an online examination that tests on these subject matters. In addition to passing the certification exam, candidates must complete twenty (20) hours of continuing education every year.

For more information on our RMA® - Retirement Management Advisor® accreditations, call or contact us at Executive Wealth Management today.

Reference: RMA® Designation - Retirement Management Advisor...

Industry Affiliations

Your financial plan requires more than investment management. Insurance and estate planning are critical pieces that you will want to discuss with your financial advisor.

Custom and holistic financial plans for Executive Wealth Management clients consider individual risk management needs, life insurance, guaranteed income, long-term care, and strategies to reduce tax liabilities.

As we work through each client’s financial plan, some of these needs can be met through qualified insurance products. Many Executive Wealth Management Private Wealth Advisors are also licensed insurance agents, qualified to help you understand when and if these products are right in your situation.

When insurance makes sense for your financial plan, your EWM financial advisor will assist you in choosing the proper levels and types of insurance available to you.

For more information on our insurance certifications and options for Life, Health, and Variable Annuity, call or contact us at Executive Wealth Management today.

When you talk with financial advisors on the Executive Wealth Management team, you’ll find professionals who are serious about the work they do. Continuous learning and a desire to always be improving is evidenced in the qualifications found among our team of professionals.

* Individuals holding specific industry accreditations or licenses are noted in their titles on EWM’s “Our Team” pages. Not all employees of EWM hold additional accreditation, and accreditation not related to the Financial Services Industry is not indicated here. Definitions and requirements for each accreditation is indicated in its corresponding link.